Home Loans
Unlock Your
Dream Home
with Our
Home Loans
Dream Home
with Our
Home Loans
Home Loan Guide ensures you have the facts to make the right home loan decisions. Buying a home, whether it’s your first time or if you are an experienced buyer, is a big step and can be daunting. Here at Home Loan Guide, we take charge of the application process, making you feel at ease. We will be here to guide you with local knowledge and work hard to find the home loan that’s right for your circumstances. Through years of success in the industry, let our Home Loan Guide help you! We are the experts you are looking for and is completely free of charge.
Types of Home Loans
There are several types of home loans available to borrowers, each designed to suit different financial situations and needs.
Here are some types of home loans:
Refinance 

Is your bank as loyal to you as you are to them? Over the past 12 months there has been significant changes in interest rates and bank policies. Choosing the right bank for you may be a tough decision but it does not need to be a lifetime decision. If you would like to review your existing interest rate, borrow some additional money, unlock equity, or simply change your current loan product – Home Loan Guide can help!
Refinancing to another lender could considerably lower your interest rate and reduce repayments. We can assist in negotiating with your current lender, or with more than 30 lenders on our panel. Your best interest is important to us; therefore, we will discover cheaper options that meet your needs.
Construction 

Is your dream to build your own home or investment property? We have extensive experience in construction finance. We make the process smooth and stress free for you, by assisting with grant applications, taking care of your progress payments, and providing knowledge of how the process works along the way. If you would like to discuss a construction loan, please contact us today.
First Home Buyer 

Buying your first home is extremely exciting venture yet can be very daunting. We specialise in turning your dreams into a reality. By giving first home buyers a deep understanding of the number of grants available, we will be by your side every step of the way. Exploring the number of different loan features will ensure you take advantage of what’s right for you. We take the stress out of the unknown with buying your first home and ensure for a streamlined, smooth process all the way to settlement.
Want to know how much you can afford?
What type of home loan is right for you?
Are there any other buying costs you need to be aware of?
Investment 

Investing in property, whether it’s your first or one of many, can be challenging. There is no one size lender fits all when it comes to property portfolio. If you are looking at capital growth or rental income, property investment may be a great way to increase your wealth over a long period of time. Selecting the right loan is the fundamental key in property investment and here at Home Loan Guide we are the specialists, who will guide you through this process.
With more than 30 lenders on our panel, we will negotiate on your behalf ensuring we find the right loan to suit your needs and requirements and help to eliminate the red tape. Contact us today.
Debt Consolidation 

Have you got multiple debts?
Are you looking to simplify your debt?
Home Loan Guide can help!
Debt consolidation loans are not just for people who are struggling financially. You may be paying off several debts at varying interest rates, as well as paying fees on each loan. Do you have multiple repayments coming out on different days of month and finding this hard to manage? Home Loan Guide can assist with consolidating your loans into one easy manageable repayment. We are here to negotiate on your behalf and get you back on track.
Credit Impaired 

Have you gone through a bad financial event in the past that has affected your credit history? Do you have defaults, experienced late payments or declared bankruptcy? If you have suffered from credit challenges in the past, it can greatly impede your likelihood of getting credit approved. Home Loan Guides understand how to ask the right questions and find solutions for your finance requirements. We have specialist lenders on our panel that are happy to help regardless of your credit score.
Let Home Loan Guide prepare an application to strengthen and broaden your lending options today. Contact us for a free consultation.
Self Employed 

Self-employment has really changed over the years, with more and more working for themselves. Whilst being self-employed has many benefits, when it comes to finance, it can be challenging. At Home Loan Guide, we too are self-employed, so we understand complex financials. Our self-employed products offer a range of alternatives to help assist with your finance requirements including full doc, lo doc and alternative doc options. If you’re having trouble because your tax returns may not truly reflect your income, and you might not be up to date with your paperwork, talk to us at Flair Finance, we will do our best to help find a way forward.
Finding
Your Perfect
Home Loan –
Let’s Talk!
Your Perfect
Home Loan –
Let’s Talk!
If you have any enquiries or questions for us, feel free to fill out the form or call us and we will get back to you as soon as possible.